Rebecca Ford
Personal Finance Editor
BBA Finance
Rebecca Ford is a personal finance editor covering taxes, payroll, and small-business finance. Rebecca has written hundreds of explainers helping workers and employers make sense of the rules.
Articles by Rebecca
Form 4137 Multiple Employers: Unreported Tip Income Filing Requirements
File Form 4137 with multiple employers by April 15th if you have unreported tip income over $20 per employer.
State Tax Rules for Tipped Workers with Seasonal Jobs
State tax rules for tipped workers with seasonal jobs are complex, but knowing the specific rules and deadlines in your state can save you money.
No Tax on Tips for Side Jobs: 2025 IRS Deduction Rules
Claim the No Tax on Tips deduction for side jobs and freelance work with $25,000 in qualified tips, but beware of phase-out limits starting 2025.
What Percentage of Tips Is Taxed? Tax Rates on Tips Explained
There is no special tax rate for tips. They're taxed at your ordinary income tax rate, plus 7.65% Social Security and Medicare. How No Tax on Tips changes
Box 12 TP vs Box 14b TTOC: Understanding the Difference in W-2 Reporting
Discover the key differences between Box 12 TP and Box 14b TTOC for accurate W-2 reporting and IRS compliance with tipped income.
W-2 Box 14b TTOC Code: How to Report Tipped Occupation Codes on W-2 Forms
Step-by-step guide to reporting Treasury Tipped Occupation Codes in W-2 Box 14b for 2026. Includes examples, common mistakes, and what to do when employees have multiple codes.